Wow! Become an owner for a net cost de 134$/month. Major renovation in 2017, like new. Hassle-free, immaculate property. Ideal for owner occupant. The ground floor accommodation will be available to the buyer on July 1, 2021. Excellent tenant on the second floor, very clean and quiet. Brightness.
30'9" X 38'7" Irregular
1953
PVC
Casement
Concrete blocks
Vinyl
Fiber shingle 30 year warranty
Wood , Ceramic
Wood
Wow! Become a homeowner for a down payment of $ 1,036 / month (since you will be paying an average of $ 902 / month in principal on your mortgage for the first year, your net cost will be $ 134 / month). Major renovation in 2017, like new. Hassle-free, immaculate property. Ideal for owner occupant.
For owner occupant:
The large accommodation on the ground floor and in the basement will be available to the buyer on July 1, 2021.
Excellent tenant on the second floor, very clean and quiet. Brightness, modernity and functionality.
Photos are available per accommodation on this website:
https://show.tours/128rueloranger#gallery_1611716231024
Major renovation in 2017: roof, doors and windows, kitchens, bathrooms, floor coverings, plumbing to the street, electricity, full basement, back patio, etc.
Investor: great investment, easy to manage, hassle-free for the life of your mortgage. Lower housing can be rented $ 1,400 / month you will be positive cash flow of $ 350 / month.
SIMULATION -- PROPRIÉTAIRE OCCUPANT:
Prix 329,000$
Comptant minimum de 5% soit 16,450$
À financer 312,550$
+ SCHL de 4.1% soit 12,815$
Total de l'hypothèque (incluant SCHL) de 325,365$
____________
Revenus juillet 2021 loyer du haut de 8,040$/an (670$/mois)
Dépenses:
Taxes Municipales 2,588$
Taxes Scolaires 167$
Assurances 1,729$
Déneigement : 391$
Total des dépenses 4,875$
Revenus nets (8,040$-4,875$) = 3,165$/an = 263$/mois
Hypothèque de 1,299$/mois (325,365$, terme de 5 ans, amortie 25 ans au taux de 1,49%)
COÛT $/mois de 1,036 comme PROPRIÉTAIRE OCCUPANT (1,299$ - 263$) soit (hypothèque - revenus nets).
C'est moins cher que le loyer actuel de 1,100$/mois.
Ou louez-le et soyez CASH-Flow positif et l'immeuble se paie avec les loyers)
================
HYPOTHÈSES de cette simulation:
a) L'acheteur et l'immeuble se qualifie pour un financement exigeant un comptant de 5%
b) Mise de fonds requise de 22,455$ soit un comptant de 16,450$ (5%) plus les frais à l'achat de 6,005$ (voir détails ci-bas)
c) Revenus annuels prévu de 8,040$/an (le 1er juillet 2021 selon bail).
Le logement principal le 128 Rue Loranger sera disponible à l'acheteur le 1er juillet 2021 (présentement loué à 1,100$/mois)
d) Assurance pour financement SCHL de 4.1% soit 12,815$
e) Taxes sur l'assurance SCHL de 9% soit 1,154$ payable comptant à l'achat
f) Frais de mutation de 3,351$ (voir droit de mutation Municipalité de Trois-Rivières)
g) Hypothèque de 325,365$ (en incluant assurance SCHL de 12,815$)
i) Financement terme de 5 ans amortie sur 25 ans au taux de 1,49%
j) Frais à l'achat de 6,005$ (soit Taxes sur assurances SCHL de 1,154$ + Frais de notaire de 1,500$ + Frais de mutation de 3,351$)
k) En date du 30 janvier 2021
l) Simulation pour propriétaire-occupant
m) (E) = Estimé
30'9" X 38'7" Irregular
1953
PVC
Casement
Concrete blocks
Vinyl
Fiber shingle 30 year warranty
Wood , Ceramic
Wood
48' X 92'
4,416.43 SF
Fenced
Flat
Asphalt
Driveway : 4
Highway , CEGEP , Daycare centre , Hospital , Park , Bicycle path , Elementary school , High school , Public transportation
Residential
Unit | Room | Level | Dimensions | Flooring | Description |
---|---|---|---|---|---|
1 (app.) | Kitchen | 1st level/Ground floor | 15'2" X 11'8" | Wood | Very bright, island |
1 (app.) | Dining room | 1st level/Ground floor | 11'1" X 17' | Wood | Open concept |
1 (app.) | Living room | 1st level/Ground floor | 11'8" X 11' | Wood | Large triple window |
1 (app.) | Bedroom | 1st level/Ground floor | 10'11" X 11'11" | Wood | |
1 (app.) | Bedroom | 1st level/Ground floor | 11' X 11' | Wood | |
1 (app.) | Bathroom | 1st level/Ground floor | 11'2" X 6' | Ceramic | Modern and practical |
1 (app.) | Corridor | 1st level/Ground floor | 5'7" X 23'11" | Wood | |
1 (app.) | Family room | Basement 1 | 16' X 23'2" | Wood | Very large |
1 (app.) | Family room | Basement 1 | 9' X 10'7" | Wood | Arranged in bedroom |
1 (app.) | Bathroom | Basement 1 | 10'6" X 7'1" | Ceramic | Washer dryer, shower |
1 (app.) | Bedroom | Basement 1 | 10'6" X 14'5" | Wood | With external exit |
1 (app.) | Office | Basement 1 | 12'9" X 11'5" | Wood | Arranged in bedroom |
2 (app.) | Kitchen | 2nd level | 11'11" X 15'6" | Wood | Kitchen and dining room |
2 (app.) | Living room | 2nd level | 11'2" X 11'6" | Wood | Very bright |
2 (app.) | Bedroom | 2nd level | 11'3" X 11'6" | Wood | |
2 (app.) | Bedroom | 2nd level | 11'2" X 11'2" | Wood | |
2 (app.) | Bedroom | 2nd level | 11'4" X 11'2" | Wood | |
2 (app.) | Bathroom | 2nd level | 9'5" X 11'3" | Ceramic | |
2 (app.) | Corridor | 2nd level | 5'6" X 31' | Wood | Pleasant |
2 (app.) | Storage | 2nd level | 3'3" X 4'1" | Wood | Pantry |
Convection baseboards , Electric baseboard units
Electricity
Outside storage
Municipality
Municipality
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My name is DENIS GENDRON, RE/MAX real estate broker. How may I help you?
Do you have a question?
RE/MAX ROYAL (JORDAN) | 21, boul. de la Cité des Jeunes, bureau 100, Vaudreuil-Dorion, Québec, J7V 0N3
Hello, my name is DENIS GENDRON, real estate broker. Contact me for more information.
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